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Thursday, November 25, 2010

How Deep Are Your Pockets?

Melodee's Home Page

I can't seem to leave some news stories alone...

Efficient Government—Now There's An Oxymoron

This is a really bad idea, and this alone is good reason to repeal ObamaCare.

Think about what this most cases, the insurance company can only keep 15-cents of every dollar to pay for overhead and make a profit. That means that the company must work at 85% efficiency.

In case you're wondering, the US government functions at about 2.25% efficiency.


Very few operations can hit that mark. In fact, I don't know of any for-profit entities that do it.

And let's face insurance is a business, and a business exists to make money. If a business can't make money, it folds up. Pretty simple. Simple enough, in fact, that even the extreme left should be able to understand the concept.

And they do...

The idea all along with ObamaCare has been to create the "single payer" system with the US government as the payer. Well, this will do the trick.

If the insurance company can keep only 15% of revenue (and the only revenue stream they have is premiums) to pay their overhead and put profit into their pockets, they won't last long.

The first step will be to cut services. No more preventative care. No more hospice care. No more nursing home care. No more home health care. No more physical therapy. You get the idea.

The next step will be to cut personnel. No more 24-hour support. It will take months instead of days to do treatment authorizations. Medical reviews will take even longer, maybe years. Fewer doctors and nurses working for the insurance companies to help with case evaluations. Less oversight for quality of care.

The last step will be to pull up stakes and quit the business.

Bada-bing, bada-boom, we have the single payer solution.

Most cost estimates, even those from the GAO, put this at about $2.5-trillion per year.

And you thought the deficit couldn't get any bigger!

Silly conservatives!

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Melodee Aaron, Erotica Romance Author
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